Types of Insurance Issues connected to EMF Exposure in the UK

Electromagnetic Fields (EMFs) are generated by any electronic device that uses electricity. Examples of such devices include mobile phones, computers, microwaves, and power lines. While EMFs are harmless at low levels, high levels of exposure can lead to serious health problems. In the UK, there are various types of insurance issues connected to EMF exposure, and this report aims to highlight some of them. Additionally, the report will explain why it is important for employers to carry out EMF surveys.

Types of Insurance Issues Connected to EMF Exposure

1. Health insurance claims

One of the most common types of insurance issues connected to EMF exposure is health insurance claims. This is because exposure to high levels of EMFs can lead to various health problems, including cancer, miscarriage, and birth defects. If an employee can prove that their health problems were caused by EMF exposure in the workplace, they may be entitled to compensation from their employer.

2. Liability insurance claims

Employers can also face liability insurance claims if their employees are exposed to high levels of EMFs. Liability insurance covers the cost of legal defense and any damages awarded to the claimant. If an employee suffers health problems due to EMF exposure in the workplace, they may file a liability insurance claim against their employer.

3. Property insurance claims

EMF exposure can also damage electronic devices, including computers, phones, and medical equipment. If an employee’s device is damaged due to high levels of EMFs in the workplace, they may file a property insurance claim against their employer.

Why it is Important for Employers to Carry out EMF Surveys

4. Protecting employees

Carrying out EMF surveys can help employers identify areas in the workplace where EMF levels are high. By identifying these areas, employers can take steps to reduce EMF exposure and protect their employees from health problems caused by EMFs.

5. Compliance with regulations

In the UK, employers are required by law to protect their employees from excessive EMF exposure. The Control of Electromagnetic Fields at Work Regulations 2016 set out the legal requirements for employers. Carrying out EMF surveys is a key part of complying with these regulations.

6. Avoiding liability

If an employee suffers health problems due to EMF exposure in the workplace, their employer may face liability insurance claims. By carrying out EMF surveys and taking steps to reduce EMF exposure, employers can reduce the risk of liability claims and protect their business.

Conclusion

In conclusion, there are various types of insurance issues connected to EMF exposure in the UK, including health insurance claims, liability insurance claims, and property insurance claims. It is important for employers to carry out EMF surveys to protect their employees from health problems caused by EMFs, comply with regulations, and avoid liability claims. By taking proactive steps to reduce EMF exposure, employers can create a safer and healthier workplace for their employees.

For more information or a price quote for an EMF survey, please contact us at

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Will
Will
2024-01-13
Fast and easy booking and great communication. I was able to speak to the surveyor afterwards and recieved the report the next day. Thank you!
Chloe Poon
Chloe Poon
2023-12-16
I contacted with EMF inspections LTd because I would like to buy a property but get some concern. They responded fast and arranged the appointment for me sharply. The overall process was professional. I got my report next day which was very efficient & it stated detailedly. Highly recommend.
Debbie Frangello
Debbie Frangello
2023-11-24
I would highly recommend EMF Inspections. The service provided was fast (next day), professional and courteous. It also provides the reassurance we need for nervous potential buyers of our property. Thank you!
Sriram Krishnakumar
Sriram Krishnakumar
2023-11-01
I had booked EMF inspection limited for checking low frequency in a property, Their response was timely and their reports were detailed and they took time to explain as well.
Стоян Иванов
Стоян Иванов
2023-10-25
Responsive and very professional! They answered all our questions during the inspection and provided a detailed report after 👌. 10/10 recommend!
Peter Williamson
Peter Williamson
2023-09-20
We used this company because we had real concerns about some local physical assets. They were very prompt and reliable responding to all communications quickly and effectively. We were very pleased with their detailed reports which allayed all of our fears. Thank you for a very professional service.
Talya Ezrahi
Talya Ezrahi
2023-09-13
I had been in contact with EMF inspections LTd for the past few months while were were searching for a house to buy. They were incredibly professional and obliging and always happy to answer my questions. The survey itself was done in a very professional and friendly way. They have the option of next day booking. I received the report the following day, it was comprehensive and very informative and easy to understand. I would highly recommend their services to anyone. Thank you!
Etienne
Etienne
2023-06-03
The survey was done quickly after the booking. The report was very clear to understand.
lynn johnson
lynn johnson
2023-03-29
Prompt, efficient service, ease of booking, punctual, with a quality written report received the same day. Would highly recommend.
Daniella Taylor
Daniella Taylor
2023-03-23
Thank you EMF Inspectrions Ltd for doing our Low Frequency EMF Survey. We had Galin who came to do the survey and he was brilliant. Not only was he polite but very informative and knew his stuff. We were in the process of purchasing a propery next to an electrical sub-station and was worried that the EMF could be penetrating the property. Galin went round the entire property inside and out, down the alley and in the garden and took readings. He explained the different levels of readings and reassured us that all of our readings were below the government guidelines. We are so pleased with the service. We booked on a Monday and had the survey on Wednesday (we could of had Tuesday if we wanted). The report was with us on Thursday which is brillianty written out to explain the readings for people who are not "experts". Would highly recommend using EMF Inspections Ltd to anyone. Thank you again!

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